Make good use of your ang pao money

More or less, chinese new year celebration has come to an end (although new year stretch to day 15), people have to get back to work and study. You have collected some ang pao money, you are thinking on where to spend now... wait...

Put it to more meaningful use

1. Donate part of the money to charity
2. Spend part of the money on a book to improve yourself
3. Pay off debt if you have small amount loan
   
4. Save the money in bank account
5. Invest in an unit trust (min $1000)